Terms of Service

1. Introduction

Welcome to Financial-Calculator.ca. These Terms of Service ("Terms") govern your use of our website located at Financial-Calculator.ca (the "Service") operated by Financial-Calculator.ca.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

2. Use of Our Service

Financial-Calculator.ca provides financial calculators and tools for informational purposes only. The information provided by Financial-Calculator.ca is not intended to replace professional financial advice.

You are responsible for your use of the Service and for any content that you post to the Service. Content must comply with all applicable laws and regulations.

3. Accounts

When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password.

You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

4. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Financial-Calculator.ca and its licensors. The Service is protected by copyright, trademark, and other laws of both Canada and foreign countries.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Financial-Calculator.ca.

5. Links To Other Web Sites

Our Service may contain links to third-party websites or services that are not owned or controlled by Financial-Calculator.ca.

Financial-Calculator.ca has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Financial-Calculator.ca shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

6. Advertising

Financial-Calculator.ca displays advertisements provided by third-party advertising companies. These advertisements may be targeted based on your use of the Service, your browser information, or other factors.

We use Google AdSense to serve advertisements on our website. Google AdSense uses cookies to serve ads based on a user's prior visits to our website or other websites. Google's use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our site and/or other sites on the Internet.

By using our Service, you consent to the use of such advertisements. If you wish to opt out of personalized advertising, you can visit Google Ads Settings.

7. Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

Financial-Calculator.ca, its subsidiaries, affiliates, and its licensors do not warrant that a) the Service will function uninterrupted, secure, or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components; or d) the results of using the Service will meet your requirements.

The calculators and financial information provided on Financial-Calculator.ca are for informational and educational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial professional before making any financial decisions.

8. Limitation Of Liability

In no event shall Financial-Calculator.ca, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of Canada, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

10. Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

11. Contact Us

If you have any questions about these Terms, please contact us:

• By email: info@financial-calculator.ca
• By visiting the contact page on our website: Contact Us